Making the right choices when paying for care can significantly help protect you/your loved one’s estate. Exploring your options with a specialist who is both professionally qualified and highly experienced will ensure you get the right advice at the right time sometimes it may be too late to make choices so it is recommended you take action now.
How to fund the right care setting for you or your loved ones is something not many of us have much experience with, so it may be a daunting time for you.
No doubt, you will have other pressing matters to deal with and this area may feel overwhelming. You may have had little or no information to help you make the right decisions and likely to be confused with what is available in the marketplace and what choices are available for your own personal circumstances.
Not all advisers are equipped with the right qualifications or experience to deal with this specialist and delicate area of advice. Having specialist advice is key to making the right choices to reach the best outcome, and peace of mind.
Flora Stamato is not only a fully qualified financial planner and Fellow of the Personal Finance Society, but Flora also holds the following:
*To understand the features and risks associated with a lifetime mortgage, please ask for a personalised illustration.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.
Flora Stamato has advised me for several years, most recently regarding my elderly father and inheritance tax. This advice is enabling dad to benefit his children without risking any capital or assets while at the same time mitigating the likelihood of inheritance tax. We are very comfortable with F...
I have dealt with Flora for several years she has a methodological and pragmatic approach so when it came to receiving advice in relation to my elderly mothers long term care fee planning requirements, Flora listened attentively to our needs and understood the situation with her specialist knowledge...