Flora Stamato has looked after divorcees for over 10 years,  providing a bespoke service. She began this specialist service within the Practice following her very own experience. She can empathetically advise people who find themselves in the distressing situation and offer them tailored divorce financial advice and planning. She also enables and empowers them to take back control of their life and finances, an area of work she is passionate about.

The splitting of marital assets can throw your financial plans and investment arrangements into chaos. And divorce is one of life’s most stressful events. This is a time when you need the support and expert help of a reputable firm and Financial Adviser, often working alongside your solicitor. 

Flora advises clients to come and see her at the beginning of their separation or divorce journey. There is a lot to consider.

This needs informed and detailed planning. Here are a few examples:

• How much money are you hoping you will have? What assets need splitting? 
• What what you will be left with, deliver you a sustainable income? How long for? 
• What will happen to the pension pot? What type of pension is it? How will it be split? 
• Once assets and pensions are split, then what? 
• The process of gaining and managing your share of the pension.
• Better understanding your new life finances. How to manage the cash you receive. 
• How long will your new money last? What are the tax implications? 
• If you will be reliant on your former spouse’s spousal maintenance, will it continue if he/she dies or suffers a critical illness during the prescribed period? We can insure against this. 

Reaching a financial divorce settlement is often a complex and drawn-out process. It requires estranged parties to find compromise in often difficult and emotional circumstances. This is where Flora can help to foster a collaborative and pragmatic approach. And of course, Flora provides the right expertise too, to help deliver the right outcomes.